Terms of Use

These Terms set out the conditions and procedures for using the Site and the services provided through it, including information and the acceptance of branch applications (the "Service").

• "Site" means the website operated by the Company to provide information and accept branch applications.
• "User" means anyone who accesses the Site and uses the Service under these Terms.
• "Branch application" means a User's request for a branch-opening consultation submitted through the Site's form.
• "Content" means all text, images, video, designs, logos, software and other materials posted on the Site.

• These Terms take effect upon posting on the Site. By using the Site you are deemed to agree to them.
• The Company may amend these Terms within the limits of applicable law and will post the amendment, its effective date and reasons at least 7 days in advance (30 days for changes unfavourable to Users).
• If you do not agree to an amendment you may stop using the Service; continued use after notice constitutes acceptance.

• Information about the Company and its brand network
• Acceptance of branch-opening consultation requests
• News and other content
• Other services determined by the Company

The Company may change all or part of the Service for operational or technical reasons and will announce material changes on the Site.

The Company may temporarily suspend the Service for system maintenance, replacement or failure, loss of communications, natural disaster or other force majeure. The Company is not liable for resulting damages absent wilful misconduct or gross negligence.

• A branch application is a request for consultation. Acceptance of the application does not constitute a contract; specific terms are agreed through separate consultation and contract.
• Users must provide accurate information and bear any disadvantage arising from false information.
• The Company may contact the User at the details provided and may decline to proceed at its discretion.
• Personal information collected with the application is handled under the Privacy Policy.

• Copyright and other intellectual-property rights in the Content belong to the Company or the rightful owner.
• Users may not reproduce, transmit, publish, distribute, broadcast or otherwise use the Content for commercial purposes, or allow third parties to do so, without the Company's prior written consent.
• "Meraclass", "MERACLASS", "Mimisome" and related logos are trademarks or service marks of the Company.

Users must not:

• Submit false information or misuse another person's information
• Interfere with the normal operation of the Site or place excessive load on servers or networks
• Collect Content or submit the application form by automated means
• Infringe the intellectual property, reputation or other rights of the Company or third parties
• Violate applicable law or these Terms

The Site may contain links to external sites (e.g. social media). Such sites are not operated by the Company, which is not responsible for their content or privacy practices.

• Information on the Site is provided for general introduction of the Company and the Service. The Company strives for accuracy, completeness and currency but does not guarantee them.
• The Company is not liable for actions taken in reliance on the Site's information, absent wilful misconduct or gross negligence.
• The Company is not liable for service interruptions or damages caused by the User.

The Company complies with the Personal Information Protection Act and related laws. The handling of personal information is governed by the separate Privacy Policy.

• These Terms and any dispute between the Company and Users are governed by the laws of the Republic of Korea.
• Lawsuits concerning the Service shall be filed with the competent court under the Korean Civil Procedure Act.

These Terms take effect on September 18, 2026.